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When it relates to books, the title may or may not be important, but when it comes to real estate in the context of estate planning, title is critical. Whether real property is owned as “joint tenants with right of survivorship (jtwros)” or as “tenants in common (tic)” will determine whether that real property passes according to your Last Will and Testament in the case of property owned as tenants in common, or by operation of law for jointly owned property with a right of survivorship. This critical title information should be ascertained and confirmed at the same time that the related estate planning documents are being prepared to avoid making any costly mistakes before it is too late to correct them.

Herbert E. Nass
Attorney at Law